Fixed Deposit Accounts
Secure your wealth with our Fixed Deposit Accounts offering competitive interest rates for 1-12 month investment periods with guaranteed returns
Recurring Deposit Programs
Build wealth systematically with our Recurring Deposit accounts allowing unlimited monthly contributions and flexible withdrawal options
Premium Investment Advisory
Get expert guidance from our investment specialists to optimize your portfolio and achieve your financial goals with personalized strategies
Wealth Management Solutions
NBS INVESTMENT BANKING
Grow your wealth with our comprehensive investment solutions. From fixed deposits to premium advisory services, invest with confidence and access real-time portfolio tracking on our platform.
Our Investment Solutions
Everything you need to build and manage your investment portfolio
Fixed Deposit Accounts
Invest for 1-12 months at fixed competitive rates. Receive guaranteed returns at maturity with no market risk exposure.
Learn More →Recurring Deposits
Make regular monthly contributions to build your investment portfolio gradually. Withdraw funds anytime with earned interest
Explore →Investment Advisory
Get personalized investment advice from our certified advisors. Optimize your portfolio based on your risk profile and financial goals.
Get Advice →Portfolio Management
Monitor all your investments in one place with real-time updates, performance analytics, and comprehensive investment reports.
View Portfolio →
MONITOR YOUR INVESTMENTS ANYTIME, ANYWHERE
Download the NBS App
Full investment portfolio management at your fingertips. Check balances, view returns, manage deposits, and receive investment alerts on the go.
Investment Banking FAQs
Everything you need to know about our investment solutions
NBS offers Fixed Deposit Accounts (1-12 months), Recurring Deposit Programs for regular savers, and Premium Investment Advisory Services. All products are designed to help you grow your wealth safely with competitive returns.
Fixed Deposits require a minimum of MWK 100,000. Recurring Deposits allow you to start with as little as MWK 10,000 monthly contributions. Contact our investment team for premium advisory minimums.
Returns are calculated based on the deposit amount, investment period, and current interest rates. Fixed Deposits earn fixed interest paid at maturity. Recurring Deposits earn interest on your cumulative balance, calculated and credited monthly.
Recurring Deposits allow flexible withdrawals anytime. Fixed Deposits can be withdrawn before maturity, but early withdrawal penalties may apply. Contact us for specific terms on your account.
Investment income and interest earned are subject to current tax regulations in Malawi. We provide tax statements for your records. Speak with our advisors or a tax professional about your specific tax situation.
NBS supports clients in raising capital through: Structuring debt facilities Arranging bond issuances Facilitating equity investments Connecting businesses with strategic investors Each transaction is structured based on financial performance, risk profile, and market conditions.
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